Selecting the best motorbike coverage in Malaysia will involve assessing numerous factors, together with protection choices, premiums, customer care, and additional Gains supplied by distinct insurers. This guide compares several of Malaysia's prime motorcycle coverage suppliers that can assist you make an informed conclusion that fulfills your riding requires and funds.
1. Allianz Malaysia Berhad
Protection Alternatives: Allianz Malaysia offers detailed coverage options customized to protect both of those riders and their motorcycles. Their insurance policies ordinarily incorporate:
Third-Social gathering Liability: Handles damages and injuries caused to Some others in an accident.
Have Hurt: Covers repair service or substitute prices to your motorcycle on account of accidents, hearth, or theft.
Individual Incident: Gives payment for bodily injuries or death ensuing from an accident.
Added Advantages: Roadside support, healthcare charges, and much more.
Rates and Bargains: Allianz Malaysia gives aggressive premiums with alternatives for special discounts dependant on Protected Driving information, many guidelines, and membership affiliations.
Customer care: Known for effective promises processing and great buyer support.
two. AXA Affin General Insurance policies Berhad
Protection Alternatives: AXA Affin features flexible bike insurance strategies with comprehensive coverage, which include:
Third-Party Liability: Addresses lawful liabilities for bodily damage or residence damage to Other folks.
Have Harm: Handles repair fees for your personal motorcycle in mishaps, theft, or purely natural disasters.
Individual Incident: Presents coverage for accidental Demise or bodily personal injury.
Premiums and Discount rates: AXA Affin provides competitive rates and bargains for Secure riders, loyalty packages, and bundling insurance policies.
Customer Service: Reputable customer care having a consumer-welcoming claims method and 24/seven aid.
3. Etiqa Insurance Berhad
Coverage Selections: Etiqa features motorcycle insurance policies designs made to defend riders comprehensively, together with:
Third-Celebration Legal responsibility: Protection for lawful liabilities arising from accidents.
Very own Problems: Protection towards mend or alternative prices for the motorbike.
Personalized Incident: Protection for injuries or Loss of life ensuing from incidents.
Supplemental Benefits: Roadside help, health care charges, and lack of accessories.
Premiums and Discount rates: Etiqa presents aggressive premiums with savings for Harmless riders, multi-policy holders, and much more.
Customer Service: Recognized for responsive customer support and successful promises managing.
4. Liberty Insurance coverage Berhad
Coverage Alternatives: Liberty Insurance policies presents bike insurance plans with a range of coverage alternatives, like:
3rd-Occasion Legal responsibility: Protection for lawful liabilities ensuing from incidents.
Own Damage: Covers restore expenses to your motorbike on account of mishaps or theft.
Personalized Incident: Delivers payment for bodily harm or Dying ensuing from incidents.
Rates and Savings: Aggressive rates with bargains readily available for Risk-free riders, coverage renewals, and loyalty packages.
Customer support: Liberty Insurance policies is identified for exceptional customer support and prompt statements settlement.
5. Zurich Standard Insurance policies Malaysia Berhad
Coverage Alternatives: Zurich Malaysia gives extensive motorbike insurance policy strategies with the next coverage alternatives:
Third-Celebration Liability: Covers legal liabilities for bodily personal injury or assets harm to Some others.
Individual Harm: Handles maintenance or substitution expenditures in your motorbike on account of mishaps, theft, or fire.
Individual Accident: Gives coverage for accidental Dying or bodily personal injury.
Premiums and Discounts: Aggressive rates with savings for Risk-free riders, multi-coverage holders, motorbike insurance and advertising gives.
Customer Service: Zurich Malaysia offers reliable customer care with a simple statements method and 24/7 support.